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123, New Lenox Jersey City, NJ 07305, USA
Open House on the 24th, - 12 mid day to 5 pm.

The one stop shop to find the best
available car finance for you.
The ideal car finance
Zero Impact On
Your Credit Score
APPLY NOW APPLY NOW

Representative Example
Borrowing £6,999 over 5 years with a representative APR of 10.9%, an annual interest of 5.7% (fixed) with a deposit of £0.00, the amount repayable would be: first payment of £149.90, followed by 58 payments of £149.90 and a final payment of £150.90. Fees of £1 are included in the repayments shown. The total cost of credit is £1,996 and the total amount repayable is £8,995

General Terms and Conditions
Please note you will not own the vehicle outright until all payments are made. If you default on your finance payments, then the vehicle may be repossessed by the finance provider. You must be 18 years or older to apply for finance. Finance is not guaranteed, and any finance application is subject to a credit check and individual circumstances. If you require any further information, please do not hesitate to contact us.
The finance provider will have their own Terms and Conditions, please contact them directly for further information.

Step 1

ELIGIBILITY – SOFT SEARCH

Not sure if you will be accepted? Unsure what your interest rate or credit limit will be?
Click below to find out, with ZERO impact on your credit scrore.

Step 2

CHOOSE A CAR

Use your finance approval to choose from over 600 quality assured, used cars across The Dace Motor Group.

Ideal Finance and Dace Motor Group

Ideal Car Finance is part of Dace Motor Group. We use the relationships that Dace Motor Group has forged over the past 30 years with a panel of specialist direct lenders, to ensure that we gain the best available finance acceptance for each of our customers. Whether a customer is searching for the lowest car finance rates available, to compete with high street personal loans, or if they require the assistance of a specialist to provide them with a finance lifeline where others have previously turned them down. We are specialists in low and zero deposit deals, negative equity funding, PCP agreements (Personal Contract Purchase), HP (Hire Purchase) agreements and finance agreements. We act as an introducer to The Dace Motor Group. This means that any finance approval or acceptance we may gain for you, can only be used to finance a car that is for sale across The Dace Motor Group. With over 600 cars available, all prepared to a standard that has seen Dace Motor Group granted approval as a Trading Standards Approved partner for the past 10 years, we are certain that you will find the ideal car, once your ideal car finance has been approved.
Dace Motor Group have 4 Car Dealership sites across the northwest, based in Stockport and Manchester. Online purchasing is available throughout the year and home delivery is available upon request. Our experts are available within the Dace Dealerships as well as through Ideal Car Finance, so please do not hesitate to contact us if you have any individual requests or questions that we haven’t answered for you so far.

Trading Standards Approved

25 Years In Business

Over 25 Years in Business

Fully HPI Checked Cars

Fully HPI Checked Cars

Nationwide Warranty

Nationwide Warranty

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Judge Service Reviews
5 stars

Excellent service from start to finish. This is our 2nd time using the company and as previously we were left to walk around to view the cars at our own pace, staff made us aware that they were on hand to answer any questions/queries that we may have. Once we had made our choice Tony Jackson was there to provide us with a first class service and hassle free car buying experience. Thank you once again Dace Motor Company and Tony.

I was looking for a car and found one on AutoTrader at Dace. I sent an enquiry and got a phone call the next day. The process was super easy and quick and Dylan was fantastic. I collected the car the next week and can not fault them and the excellent service recieved. I would definfely recommend and would buy again from them in the future. Any questions I had was never any bother as this was the first time I was buying a car so was nervous to start but was instantly put at ease. They gave me a regular updates on the car and videos before I went to view and collected.

Having had only company or brand new cars for the last 15 years I was very skeptical about buying a used car again, but I should not have been worried. Sam Markl at Dace was excellent and made the buying process so easy. He was very knowledgeable and at no time during the viewing and test drive did he pressure us to buy the car that we were looking at. I can't recommend both Dace and Sam enough and wouldn't hesitate to return to this dealer to buy a future vehicle.

Buying a car from Dace Used Car Supermarket in Stockport has been a straightforward and stress free process. With complete sincerity, I can and will recommend this company to anyone looking at buying a car whilst receiving fantastic customer service. The friendly and helpful team were on hand to accommodate any questions when needed (without bombarding as is often the case), and in particular, Dylan who oversaw the purchase of our Range Rover in a professional, considerate and very informative manner. In the week wait for the car, Dylan was even kind enough to send pictures of the work progress and valeting process, and kept in touch with numerous phone calls – a service above and beyond what we were expecting. To the Dace team, and Dylan – Thank you.

I'd recommend Dace Car Supermarket because their choice of cars were great. We were looking for specific features as we have a baby on the way, and Tony was great at narrowing down the options. My husband and I were back and forth quite a bit as we couldn't make our mind up, and Tony was really patient with us and we had great communication with him. We sealed the deal with Jake on a Honda Civic, Dace were more than happy to drive this to our local dealership for easier collection. We're really pleased with our car...spotless inside and out!

Ive bought 3 cars from Dace Car Supermarket and each time they have been brilliant. The sales team are very knowledgeable about the cars in stock and gave me a good deal to trade in my old car. I pointed out a couple of minor issues with the car I was interested in and Tony agreed to fix them before I bought it. Dace give excellent customer service and I wouldn't hesitate to use them again.

Our experience buying here has been great. Got a test drive and then 3 days later we visited again to inspect the car in day light. Will and his manager were very accommodative with our requests in terms of cleaning, scratches on the car, and tyre inspection. Got new tyres included in the deal along with other small add-ons. We decided not to negotiate the price of the car as the service was great and they genuinely cared about our concerns.

P. Naik

I can’t recommend Dace motors enough! Tony Jackson has gone above and beyond with his service and professionalism. From start to finish Tony has made my car buying experience very smooth, stress free and went through all options available. Everyone I have spoken to from Dace has been more than helpful and very responsive! No questions have gone unanswered. Nobody here is ‘pushy’ and they do really help. I must add, I did have a few questions after I had bought the car and the aftercare was fantastic – I would highly recommend to anyone who is after a new car to take a visit. It was a great experience. From a very happy customer! Thanks again Shaun!

Me and my partner have been searching high and low for our perfect family car as we have two young boys and needed a larger vehicle. Jake at Dace in Stockport provided us with an excellent and speedy service. Jake and all the team were so warm and welcoming and any questions we had were answered. We highly appreciate what Jake and the team have done for us. Highly recommend Dace for great customer service and lower prices

I just bought a BMW Z4 and I would definitely recommend Dace Car to anyone. The service was amazing. Will our sales person has been extremely helpful during the process from start to end. He even came on his day off to finalise the paperwork. The car was as described and in excellent condition (and really clean). We part exchanged our car and I think we were offered a good deal. Even if it was a long drive from London, I would do it again. Thank you Will and Dace Car.

Frequently Asked Question (FAQ)

I have bad credit, Can I get car finance?

You may be able to get car finance even if you have bad credit. At Ideal car finance we work with lenders who can help people with a lower credit score. Have you been refused credit recently? Then it may be worth looking at other options.

Sub-prime finance is not guaranteed and may cost more than finance provided by a prime lender. We will try to obtain finance for you but there is no guarantee. It may be from a sub-prime lender, and if so, the cost of finance may likely be at a higher rate than prime lenders offer.

How much do I need as a deposit?

You don’t need any deposit however it can be more beneficial to you as it will lower your monthly payments but its not a requirement to have a deposit.

My Current car, can I part exchange it?

Yes your current car can be part exchanged when purchasing a new car and we accept all part exchanges.

I have a IVA/ CCJ can I get finance?

If you do have a IVA or CCJ, it may be possible to get car finance however we can’t guarantee it. To find out if you can get car finance, simply use our application which has no impact on your credit score.

Sub-prime finance is not guaranteed and may cost more than finance provided by a prime lender. We will try to obtain finance for you but there is no guarantee. It may be from a sub-prime lender, and if so, the cost of finance may likely be at a higher rate than prime lenders offer.

Car Finance how do I apply for it and how long will it take?

Applying for finance doesn’t take long using our online finance application which has no effect on your credit score and once approved which could take a few days, you can then choose the ideal car for you.