Close
123, New Lenox Jersey City, NJ 07305, USA
Open House on the 24th, - 12 mid day to 5 pm.

600 cars in stock LOAN CALCULATOR APPLY FOR FINANCE Judge Service Reviews 5 stars Nothing to pay for 2 Months Instant Decision

Ideal Car Finance is based in Stockport, Greater Manchester. As part of The Dace Motor Company Group, we now have 4 Dealerships, have been established 30 years and are one of the largest independent, used car sales Motor Groups in the North West.

We are a family run business and our success is in no small part down to our constant drive to continually improve. The same applies to our expertise in arranging finance for our customers. The relationships we have forged over the past 3 decades with our finance partners enable us to secure the very best credit options available.

Unlike most online finance brokers, as well as arranging your finance, we are also the supplier of the car you choose too. As such, we maintain a relationship with you throughout your application process, purchase and beyond. We are open 7 days a week and are always on hand to assist and guide. At Ideal Car Finance it therefore helps us to help you. The better your finance approval, the greater the likelihood that we can accommodate your preferred budget to buy your chosen car from one of our Trading Standards approved Car Dealership Centres.

Each one of the thousands of quality assured used cars we sell, comes HPI clear, independently mechanically certified and with is supplied with a Parts and labour mechanical breakdown care warranty.

We accommodate negative equity, settle existing finance agreements, zero deposit purchases, buy now pay later schemes and welcome any part exchange offered. We are proud to be regarded as the complete one stop shop for car finance when you are looking to purchase a car.

Step 1

ELIGIBILITY – SOFT SEARCH

Not sure if you will be accepted? Unsure what your interest rate or credit limit will be?
Click below to find out, with ZERO impact on your credit scrore.

Step 2

CHOOSE A CAR

Use your finance approval to choose from over 600 quality assured, used cars across The Dace Motor Group.

1
Arranging finance

Fixed Monthly Payments

Finance packages are available with Zero deposit with fixed monthly payments over anywhere between 12 and 60 months, this is down to you to choose how much you want to spread the payments and your monthly budget. At Ideal Car Finance we have a large amount of used cars available which have thoroughly been checked also they are available for you to view at any of our 4 locations in Manchester. If you prefer a contactless delivery, please let our team know.

2
Knowledgable and friendly staff

We do the leg work

At Ideal Car Finance we make your life easier by getting you the best finance package and the car you desire and ensuring that the car has been through all inspections and checks. We are unable to help people who are under the age of 18 or Bankrupt.

3
Quality assured

Quality Assured

Our in house team are dedicated to offering the highest levels of customer service to ensure that your car buying process is as smooth and reassuring as possible. We are trading standards approved one of the highest accolades for an independent used car retailer. All cars sold under go checks to ensure that you will be happy with your car.